Legal

Terms of Use

Effective September 30, 2026

Welcome to KarenFerrero.com. By using this site, you agree to these Terms of Use. If you don’t agree, please don’t use the site.

Use of the site

You may browse, read, and share links to the site for personal, non-commercial purposes. You agree not to misuse the site, including by attempting to disrupt it, gain unauthorized access, send spam through its forms, or scrape it in bulk.

Intellectual property

Unless otherwise noted, all content on this site (including text, articles, downloads, graphics, the “Different minds. Stronger teams. Better futures.” tagline, and design) is © Karen Ferrero and protected by copyright. You may share short excerpts with clear attribution and a link back. You may not republish, sell, or create derivative works from site content or downloads without written permission. Free downloads are licensed for your personal or internal team use only.

Company and product names mentioned on this site are trademarks of their respective owners and are used only to describe my professional experience. Their mention does not imply endorsement.

No professional advice

Content on this site is for general information and education only. It is not medical, psychological, legal, financial, or other professional advice. Please read the full Disclaimer, which is part of these Terms.

Services and engagements

Any speaking, advisory, coaching, or employment engagement is governed by a separate written agreement. Nothing on this site creates a client, coaching, employment, or other professional relationship.

Links to other sites

The site links to third-party websites (such as LinkedIn, Calendly, Mailchimp, and nonprofit organizations) for convenience. I don’t control and am not responsible for their content, policies, or practices.

Disclaimer of warranties

The site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, and non-infringement. I don’t guarantee the site will be uninterrupted or error-free.

Limitation of liability

To the fullest extent permitted by law, Karen Ferrero and Karen Ferrero Consulting LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of, or inability to use, the site or its content, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the site is to stop using it.

Indemnification

You agree to indemnify and hold harmless Karen Ferrero from any claims arising from your misuse of the site or violation of these Terms.

Governing law

These Terms are governed by the laws of the State of Illinois, USA, without regard to conflict-of-law principles. Any dispute will be resolved in the state or federal courts located in Illinois.

Changes

I may update these Terms from time to time. Continued use of the site after changes means you accept the updated Terms.

Contact

Questions? Email karen@karenferrero.com.